I have met many old friends who have problems in credit or loan. The problem is occurred because they were unable to pay the loan because of many reasons. Most frequently reason is because their expense bigger than income every month. This condition will create deficit rate every month and if it happens in several months, finally they will collapse and going into bankruptcy. There are many reasons of why people get this bad credit rating. When you are unable to pay credit then your name with social number will be put in the central bank debtor list. It is like a blacklist for me. When your name entered at that list, it shows that you really get terrible bad credit credit card effect on life. Is that a dead end for people? You really need a solution then what is the good solution for this person with bad credit rating? (more…)

Today I’m learning about business concept really deep from the basic view because actually I don’t know it very well. I learn from the purpose of why business created and how to handle business very well. The book said me that there are five important factors in business which are management, marketing, accounting, finance, and information system. Those five factors help many people to get their success using right way and good management. You should learn about business from beginning to help you learn about business very well. You should learn this before you start your own business.

Business is a good action to make us reach and give benefit to people need. Without benefit there is no business runs in this life. There are many fields of business which people can choose. Some people choose only one field and develop it very well with highest competitive advantage. These people have big possibility of getting success in the future. The other people choose several fields and develop them concurrently or in same time. The second option needs more effort than a first choice. If you interest about business you should learn from good example. We can learn business from everyone. Learning is really helps us to understand what should we do. I have good example of success business which is really rare industry. Have you heard about ITW Filtration Products? If you say no, then you should know that it is one of industrial filters which produce fuel filter and custom filter. This filter help engine to prevent dirt and other unwanted material entering our engine and gives problem. Inside (more…)