Which one is better for you, to be employee or starting your business? It is hard question for almost people because every single option has advantage and disadvantage. As employee you only need to work hard, discipline and you will get paid regularly at same level but never increased slightly. When you are doing business, you will learn that your earning is not fixed, in current month may be you will get bigger or smaller earning than the other month. If you don’t feel that is a problem than business is better for you. You can get business loan for starting business because many people use some business loans to start their business for efficiency and space for hold the cash flow.